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Mortgage
Advice


What the Latest Rate Hold Means for Your Mortgage Strategy
Wondering what the latest Bank of Canada rate hold means for your mortgage? Get expert advice for 2025/2026 strategy, especially if you're self-employed.
Jacqueline Jeffries
Jun 112 min read


Mobile Home Mortgages: What To Know Before You Buy
A mobile home can check a lot of boxes: affordable, flexible, and all yours. But financing one? That’s where things get a little trickier. Let’s break down what you need to know.

Jacqueline Jeffries
May 142 min read


Buying an Acreage? Here’s What You Need to Know About Financing
Buying an acreage? Acreage mortgages come with different requirements, zoning restrictions, and unique service needs.

Jacqueline Jeffries
Apr 33 min read


How To Rebuild Your Credit
Recovering from a consumer proposal or bankruptcy? Learn how to rebuild your credit score fast and regain financial stability.

Jacqueline Jeffries
Mar 253 min read


How To Save For A Downpayment
Feeling overwhelmed by saving for a downpayment? These 7 smart strategies will help you save faster and get you into your first home sooner.

Jacqueline Jeffries
Mar 43 min read


Rent-to-Own Agreements: What to Know Before You Sign
Learn how to structure rent-to-own agreements for mortgage approval, including key documentation and pre-approval tips from a broker.

Jacqueline Jeffries
Dec 12, 20243 min read


All The Mortgage Changes of 2024
Let’s dive into the major mortgage changes of 2024 affecting homebuyers and homeowners in Alberta and across Canada.

Jacqueline Jeffries
Oct 30, 20245 min read


Should You Buy Now or Wait?
There are a lot of homebuyers waiting on the sidelines this Spring, trying to decide if they should buy now or wait.

Jacqueline Jeffries
Apr 10, 20242 min read
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[VIDEO] What To Expect in the Spring 2024 MarketÂ
We are heading into the spring 2024 market and things are picking up. If you’re wanting to buy or renew this year, here’s my advice.

Jacqueline Jeffries
Mar 6, 20243 min read


Client Win: Qualifying a New Canadian Borrower for a Mortgage
As a New Canadian Borrower, moving to Canada meant starting from scratch for Jennie. With a strategy, we were able to buy her first home.

Jacqueline Jeffries
Feb 7, 20242 min read


Client Win: Freeing Up John and Sue’s Cash Flow
In John and Sue’s case, there was a lot of stress about their mortgage renewal. We created a plan to find an extra $750/month in cash flow.

Jacqueline Jeffries
Jan 17, 20242 min read


Downpayment Options for First-Time Home Buyers
Most first-time homebuyers struggle to find their downpayment. There are a few downpayment options we can look at to buy their first home.

Jacqueline Jeffries
Dec 6, 20233 min read


Moving From BC to Alberta: When the Numbers Make Sense
Scott reached out to me to ask about moving from BC to Alberta; what would his mortgage look like in Edmonton instead of Vancouver?Â

Jacqueline Jeffries
Oct 11, 20231 min read


Be Life Rich, Not House Poor
Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road.

Jacqueline Jeffries
May 24, 20233 min read


Is Your HELOC Costing You Money?
HELOCs are attractive for financing large expenses. But, with interest-only payments, the costs of a HELOC can start to become unmanageable.

Jacqueline Jeffries
May 10, 20233 min read


4 Tips to Manage your Finances During a Layoff
Losing a job is an emotional time. Here are four tips that can help you manage your finances when faced with a layoff.

Jacqueline Jeffries
Apr 19, 20232 min read


Let's Talk About Amortization
Let’s talk about refinancing your mortgage to increase your amortization to get your payments down so you have more cash flow in your budget

Jacqueline Jeffries
Apr 5, 20232 min read


Early Mortgage Renewal? Set a Plan to Consolidate Debt
Is your mortgage renewal in the next six months? It’s the perfect time to talk to your broker about consolidating debt with a refinance.

Jacqueline Jeffries
Feb 28, 20232 min read


Maximize your RRSP Contributions to Help Buy Your First Home
Want to buy your first home this spring? It's time to maximize your RRSP contributions to help build your downpayment!

Jacqueline Jeffries
Feb 8, 20232 min read


When It Makes Sense to Do A Mortgage Refinance
A mortgage refinance is a great option to look at if you want to decrease your high-interest debt or complete a home renovation.

Jacqueline Jeffries
Jan 11, 20233 min read
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