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Mortgage
Advice


How to Navigate Mortgage Renewals for Maximum Savings in Alberta
Mortgage renewal does not have to mean signing the first offer that comes from your lender. If you are renewing your mortgage this year in Alberta, this guide explains how to renew your mortgage with more confidence.

Jacqueline Jeffries
May 265 min read


Downpayment Options for Albertans
Learn the most practical downpayment options in Alberta, from personal savings and RRSP withdrawals to gifted funds and other approved sources, so you can move toward homeownership with more clarity and confidence.

Jacqueline Jeffries
May 75 min read


House Hunting: 5 Tips to help with the Homebuying Process
When should you start the homebuying process? The answer is now! Get pre-approved, work with a realtor, prepare for closing costs, and more to make your home purchase in Edmonton smooth and successful.

Jacqueline Jeffries
Feb 113 min read


Actions to Take if You're Renewing in 2025
If your mortgage is renewing in the next year, these are the actions you should be taking to make sure your mortgage still fits your situation.

Jacqueline Jeffries
Sep 29, 20253 min read


Moving to Alberta? 5 Things to Know About Mortgages Here
Planning a move to Alberta? Here's what you need to know about mortgages, property taxes, and lender differences before you buy.

Jacqueline Jeffries
Jul 30, 20252 min read


What the Latest Rate Hold Means for Your Mortgage Strategy
Wondering what the latest Bank of Canada rate hold means for your mortgage? Get expert advice for 2025/2026 strategy, especially if you're self-employed.
Jacqueline Jeffries
Jun 11, 20252 min read


Mobile Home Mortgages: What To Know Before You Buy
A mobile home can check a lot of boxes: affordable, flexible, and all yours. But financing one? That’s where things get a little trickier. Let’s break down what you need to know.

Jacqueline Jeffries
May 14, 20252 min read


Buying an Acreage? Here’s What You Need to Know About Financing
Buying an acreage? Acreage mortgages come with different requirements, zoning restrictions, and unique service needs.

Jacqueline Jeffries
Apr 3, 20253 min read


How To Rebuild Your Credit
Recovering from a consumer proposal or bankruptcy? Learn how to rebuild your credit score fast and regain financial stability.

Jacqueline Jeffries
Mar 25, 20253 min read


How To Save For A Downpayment
Feeling overwhelmed by saving for a downpayment? These 7 smart strategies will help you save faster and get you into your first home sooner.

Jacqueline Jeffries
Mar 4, 20253 min read


Rent-to-Own Agreements: What to Know Before You Sign
Learn how to structure rent-to-own agreements for mortgage approval, including key documentation and pre-approval tips from a broker.

Jacqueline Jeffries
Dec 12, 20243 min read


All The Mortgage Changes of 2024
Let’s dive into the major mortgage changes of 2024 affecting homebuyers and homeowners in Alberta and across Canada.

Jacqueline Jeffries
Oct 30, 20245 min read


Should You Buy Now or Wait?
There are a lot of homebuyers waiting on the sidelines this Spring, trying to decide if they should buy now or wait.

Jacqueline Jeffries
Apr 10, 20242 min read
![[VIDEO] What To Expect in the Spring 2024 Market](https://static.wixstatic.com/media/601a46_9888c666ada04977ab9e30041bfd0015~mv2.png/v1/fill/w_572,h_250,fp_0.50_0.50,q_35,blur_30,enc_avif,quality_auto/601a46_9888c666ada04977ab9e30041bfd0015~mv2.webp)
![[VIDEO] What To Expect in the Spring 2024 Market](https://static.wixstatic.com/media/601a46_9888c666ada04977ab9e30041bfd0015~mv2.png/v1/fill/w_940,h_411,fp_0.50_0.50,q_95,enc_avif,quality_auto/601a46_9888c666ada04977ab9e30041bfd0015~mv2.webp)
[VIDEO] What To Expect in the Spring 2024 Market
We are heading into the spring 2024 market and things are picking up. If you’re wanting to buy or renew this year, here’s my advice.

Jacqueline Jeffries
Mar 6, 20243 min read


Client Win: Qualifying a New Canadian Borrower for a Mortgage
As a New Canadian Borrower, moving to Canada meant starting from scratch for Jennie. With a strategy, we were able to buy her first home.

Jacqueline Jeffries
Feb 7, 20242 min read


Client Win: Freeing Up John and Sue’s Cash Flow
In John and Sue’s case, there was a lot of stress about their mortgage renewal. We created a plan to find an extra $750/month in cash flow.

Jacqueline Jeffries
Jan 17, 20242 min read


Moving From BC to Alberta: When the Numbers Make Sense
Scott reached out to me to ask about moving from BC to Alberta; what would his mortgage look like in Edmonton instead of Vancouver?

Jacqueline Jeffries
Oct 11, 20231 min read


Be Life Rich, Not House Poor
Buying at the top end of your pre-approval budget could be setting you up for tighter expenses and stress down the road.

Jacqueline Jeffries
May 24, 20233 min read


Is Your HELOC Costing You Money?
HELOCs are attractive for financing large expenses. But, with interest-only payments, the costs of a HELOC can start to become unmanageable.

Jacqueline Jeffries
May 10, 20233 min read


4 Tips to Manage your Finances During a Layoff
Losing a job is an emotional time. Here are four tips that can help you manage your finances when faced with a layoff.

Jacqueline Jeffries
Apr 19, 20232 min read
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