Mortgage
Advice

If you are thinking about refinancing your mortgage, odds are you’re looking to improve your financial situation. Maybe you’re looking to lower your monthly costs, pay off high-interest debt, access equity for renovations, or make your mortgage fit your current lifestyle a little better.

If you have been thinking about refinancing lately, you are not alone. Many Alberta homeowners are looking at their mortgage with fresh eyes right now, especially as rates, household costs, and lender requirements continue to change. Note: Things ARE changing. As a broker for nearly 20 years, I’ve never experienced this amount of lender scrutiny before. It’s not that it’s impossible to get a file complete; it just means more documentation and having someone on your side to co

There’s still a need for a human behind the numbers to make a mortgage approval work, and understanding the difference between automated and human-driven mortgage approvals is the first step.

Mortgage renewal does not have to mean signing the first offer that comes from your lender. If you are renewing your mortgage this year in Alberta, this guide explains how to renew your mortgage with more confidence.

Learn the most practical downpayment options in Alberta, from personal savings and RRSP withdrawals to gifted funds and other approved sources, so you can move toward homeownership with more clarity and confidence.

When should you start the homebuying process? The answer is now! Get pre-approved, work with a realtor, prepare for closing costs, and more to make your home purchase in Edmonton smooth and successful.

If your mortgage is renewing in the next year, these are the actions you should be taking to make sure your mortgage still fits your situation.

Planning a move to Alberta? Here's what you need to know about mortgages, property taxes, and lender differences before you buy.

Wondering what the latest Bank of Canada rate hold means for your mortgage? Get expert advice for 2025/2026 strategy, especially if you're self-employed.

A mobile home can check a lot of boxes: affordable, flexible, and all yours. But financing one? That’s where things get a little trickier. Let’s break down what you need to know.

Buying an acreage? Acreage mortgages come with different requirements, zoning restrictions, and unique service needs.

Recovering from a consumer proposal or bankruptcy? Learn how to rebuild your credit score fast and regain financial stability.

Feeling overwhelmed by saving for a downpayment? These 7 smart strategies will help you save faster and get you into your first home sooner.

Learn how to structure rent-to-own agreements for mortgage approval, including key documentation and pre-approval tips from a broker.

Let’s dive into the major mortgage changes of 2024 affecting homebuyers and homeowners in Alberta and across Canada.

There are a lot of homebuyers waiting on the sidelines this Spring, trying to decide if they should buy now or wait.

We are heading into the spring 2024 market and things are picking up. If you’re wanting to buy or renew this year, here’s my advice.

As a New Canadian Borrower, moving to Canada meant starting from scratch for Jennie. With a strategy, we were able to buy her first home.

In John and Sue’s case, there was a lot of stress about their mortgage renewal. We created a plan to find an extra $750/month in cash flow.

Scott reached out to me to ask about moving from BC to Alberta; what would his mortgage look like in Edmonton instead of Vancouver?